24K Rs 422,031/tola ▲ 0.08%22K Rs 386,876/tola ▲ 0.08%21K Rs 369,277/tola ▲ 0.08%18K Rs 316,523/tola ▲ 0.08%Updated 25 Jul 2026, 2:06 PM PKT · Sarafa market closed24K Rs 422,031/tola ▲ 0.08%22K Rs 386,876/tola ▲ 0.08%21K Rs 369,277/tola ▲ 0.08%18K Rs 316,523/tola ▲ 0.08%Updated 25 Jul 2026, 2:06 PM PKT · Sarafa market closed
GoldRatePK Gold Rate in Pakistan
Interactive Tool

Gold Savings Planner

Saving month by month — kameti style — for a tola? At today's 24K rate of Rs 422,031/tola, here's your roadmap.

Kameti payouts and gold

Many Pakistani households buy gold with a committee (kameti) payout — one lump sum instead of many small purchases. That avoids repeated making charges, though it concentrates your entry at a single day's price. Whichever route you take, buy from established dealers (see our jeweller directory) and prefer coins or bars for savings — jewellery making charges don't come back at resale.

Planning for a wedding instead? The bridal gold calculator estimates a full set, and the wedding budget calculator works from your total budget.

Frequently Asked Questions

How does the gold savings planner work?

Enter what you can set aside each month and a target in tolas. The planner divides the target's cost at today's 24K rate by your monthly amount to estimate the months required, and shows how many grams each month's saving buys.

What is a kameti (committee) and how does gold fit in?

A kameti is an informal rotating savings group common in Pakistan: members contribute monthly and each takes the pooled amount in turn. Many families use their kameti payout to buy gold in one go — this planner shows what that payout buys at today's rate.

Should I buy a little gold every month or wait and buy at once?

Buying small amounts regularly (rupee-cost averaging) smooths out price swings, but small jewellery purchases carry proportionally higher making charges. Coins or bars in gram sizes usually work better for monthly accumulation.

Does the planner account for gold price changes?

No — it uses today's rate as a fixed reference. If gold rises while you save, you will need longer; if it falls, less. Treat the result as a planning estimate, not a promise.

Disclaimer: The gold and silver rates provided on this website are aggregated from various local bullion markets and Sarafa Associations across Pakistan. While we strive to maintain accurate and up-to-date information, these prices are indicative and subject to continuous market fluctuations. They do not include making charges, local taxes, or dealer commissions. We recommend verifying the final price with your local jeweller before making any transaction.